Secure Exclusive Benefits by Joining GAPA
We are the Guaranteed Asset Protection Alliance (GAPA) and we help you grow your business while cost-effectively addressing compliance. GAPA’s mission is to keep our members informed and assure a healthy, sustainable market for consumers and our members’ products, like GAP Waiver, Excess Wear and Use, and Vehicle Value Protection Agreements.
Member Benefits
- Stay Informed. Your team efficiently keeps abreast of relevant developments as GAPA continually scans for federal and state legislative, regulatory and litigation matters important to your business, and serves them up weekly to members in concise summaries with supporting detail. We do the work for you.
- Know the Rules. Your team will have easy access to the GAPA Model Act and 50-state surveys that define the compliance framework(s) for the products. Since the surveys are continually updated and enhanced, your firm will always have the rules at the ready. Your team can also get answers to ad hoc questions posed to GAPA staff (Note: GAPA cannot provide legal advice).
- Pursue Priorities. Whether on offense or defense, you can take comfort knowing that GAPA is advancing or protecting the members’ collective agenda through advocacy in Congress, the states, and in the media. You can also influence GAPA’s priorities through member votes (more below).
Member Meetings: You’ll get a chance to meet face-to-face with your peers and our staff at the GAPA Annual Meeting to learn, network, and determine funded projects for the coming year. By way of monthly conference calls, your team will hear updates of relevant developments, can pose questions, and exchange insights.
Membership Eligibility: Lenders, third party administrators, or insurers who sell, administer, or are involved in the provision of GAP products are welcome to join. To see a list of GAPA members, please click here.
Membership Fees: All members pay the same flat fee for all of the services described above, payable annually or in quarterly installments. With membership vote and approval, on occasion member assessments may be applied to address a special initiative that was not part of the annual member-driven budgeting and prioritization process.
Testimonials
“We value GAPA’s exceptional compliance resources that help us stay ahead of GAP regulatory changes with confidence and appreciate the trade associations responsive and knowledgeable customer service making every interaction seamless and productive.” – AutoNation Finance
“Joining the GAPA has been one of the most impactful decisions we’ve made as a GAP provider. In an evolving regulatory landscape, GAPA provides us with unmatched advocacy, real-time compliance insights, and a unified voice in Washington that we simply couldn’t achieve on our own. Their deep expertise and industry leadership provide guidance that helps us ensure our GAP products remain both consumer-focused and regulatorily sound. Beyond advocacy, GAPA fosters a community of like-minded professionals, creating opportunities for collaboration and innovation. For any GAP provider serious about protecting the future of their business and staying ahead of change, membership in GAPA is not just valuable — it’s essential.”
– JM&A Group